Visa Oshwal Community of NSW and ACT Minutes of AGM 14th March 2010 Following families attended: Dilip & Sadhna Sunil & Bindi Sarju & Jalni Niraj & Ammee Bobby & Silpa Tony & Sanjita Biren & Smita Sandeep & Kripa Nailesh & Avani Ramesh & Kala Sushilaben Minutes recorded by Sunil Shah